autoins

The No-Fault laws concerning auto insurance in the state of Michigan are confusing to many people. Here is a brief example of some key benefits:

Liability - Your insurance policy will protect you from lawsuit as a result of bodily injury or property damage you do to someone else, no matter if you are driving your car or someone else's; that is, the liability on your auto policy follows you. You can increase the limits of liability on your policy for very little cost.
Physical Damage Coverage - The comprehensive and collision coverage on your policy will fix your car, if you carry it. Physical damage coverage always follows the car, no matter who drives it. So, if you loan your car to me and I wreck it, your policy pays for it (if you have collision coverage on your car). You will not be penalized. That's how our no-fault works. This helps reduce the amount of lawsuits. You can save money by increasing the deductible on your comprehensive and collision coverage.
Personal Injury Protection - This provides medical expense and wage-loss coverage. Should you become injured in an accident, your auto insurance policy will provide these benefits to you. It doesn't matter if you are injured in your car or as a passenger in another car. This is just one of the reasons you should keep your insurance in effect even if your car breaks down and you are without a vehicle for a while.